What is Visitor Insurance?

People who visit abroad like U.S.A have to need medical insurance as without insurance you have to pay all the medical expenses if in case you have fallen ill or any other medical emergency.

Why should I need Visitor insurance?

In USA medical care is extremely costly. It protects from high expenses.

Can I buy insuance from Home country?

There are some insurance companies which provide medical insurance for international travelers mostly offered through the local travel agencies.

1. The oriental insurance company. 2. United India insurance. 3. Tata 4. AIG 5. New India insurance company. 6. Bajaj.

Advantages of buying a US based insurance plan versues from India.

1. Better customer support service if you need to contact the insurance company.

2. No lengthy and frustrating follow-ups, unlike any other who do not opperate from USA.

3. Lot of choices and different plans are available depending on your need.

4. Claim could be processed faster.

5. Reliable companies.

6. Online buying and renewal option.

7. Peace of mind.

What is the right time to buy the insurance?

Once the person gets the visa and decides on traveling.

Can the visitor(already in U.S.A) takes insurance after falling sick/injured?

Ethically no. As pre-existing medical conditions are not covered by any of the short-term visitor insurance plans. It is advisable that you must buy the insurance ahead of your trip.

Is any type of medical test required before buying the insurance?

No, there is no medical test required, you can buy it any time.